My frugal tip for this time of year is to wear more clothes. Honestly! Add layers, ladies and gentlemen before you run to the heating thermostat. Having your home like the Bahamas while it is so cold outside is a recipe for condensation and mouldiness in cold spots like window and door lintels and parts of the house which are less well insulated.
This kind of thing isn't pretty but it won't kill you. A wipe with some white vinegar will get rid of the blackness and reducing the temperature inside the house will help the condensation too. Wiping the windows isn't a bad idea and a microfibre cloth from your nearest pound shop is the ideal thing to use. This problem can't me prevented entirely because you can't stop the cold meeting the warmer walls and windows of any house.
See my Topical Tip of the Month from this month last year for more ideas on keeping warm.
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