Sell, sell, sell. Buy, buy, buy

I could give this advice every day and if everyone I gave it to took my advice, everything would be ok.

Sell your big properties and buy small ones.

I give you that advice for free.

Have a look at rightmove at the cost of a 1 bed house or flat. Look at the rents on similar properties and do some maths.

The yields on smaller properties are good; they rent very easily; they rent to good people who work all day and those people tend not to make a mess.

Now think about buying just one and getting the smallest mortgage on it that you can. Don't overstretch yourself and go buying 5 of them and spreading your debt far and wide.

Three studios will give more income than one larger property but can cost the same to service. You reduce your risk in terms of voids because it is unlikely that more than one will be empty at any given time.